BlockchainArch

The wave of cryptocurrency regulation controversy reignites and sparks heated discussion. Recently, a leading trading platform and U.S. government agencies have fallen into a major dispute over Stablecoin revenue issues. This conflict is impacting the long-anticipated progress of key legislation such as the CLARITY Act. As an essential infrastructure in the crypto ecosystem, the policy positioning of Stablecoin revenue mechanisms has become a focal point. This dispute involves the compliant operational space of stablecoins and directly influences the direction of subsequent regulatory framewor

A senior executive from a leading exchange recently clarified some rumors regarding the White House's policy stance. He insisted that the White House has been proactive in promoting cryptocurrency-related legislation and is not as unpredictable as the outside world has rumored.
It is reported that the White House had proactively communicated with the exchange, hoping to facilitate a cooperative dialogue with the banking industry. The starting point of this cooperation is quite interesting — the focus is not on special treatment for big banks, but on enabling community banks and small to medium

The White House has extended an invitation to players across the crypto sector to rejoin discussions around the Clarity Act. This move signals renewed momentum in the conversation between federal authorities and the digital asset community regarding legislative frameworks. The industry's participation in these negotiations could prove pivotal in shaping how digital assets are regulated moving forward. With stakeholders from various segments of crypto returning to the table, there's potential to bridge perspectives and work toward clearer regulatory standards that both protect consumers and all

Reports indicate that a major government is moving toward permanent internet compartmentalization, with access restricted to state-vetted individuals only. This marks an escalation in digital sovereignty strategies that's been brewing for years. The move highlights exactly why decentralized networks and blockchain infrastructure matter—when traditional internet access becomes politically gated, permissionless systems become the backup plan. For crypto communities, this is a stark reminder that trustless networks aren't just nice-to-have tech; they're essential infrastructure in a world where g

MEXC Exchange has announced a service adjustment, temporarily halting operations for users based in India. This move reflects the ongoing regulatory landscape shifts across different markets as major exchanges continue to navigate compliance requirements in key regions. The pause affects new registrations and account services in that territory, marking another instance of platforms adapting their geographic service models in response to local regulatory frameworks.

European policymakers are increasingly vocal about pushing back on U.S. trade practices through reciprocal tariffs. Some are even exploring the possibility of restricting American firms from operating within the EU market. This shift in stance could reshape how tech and financial platforms—including crypto exchanges and blockchain companies—navigate European operations and regulatory compliance.

A significant step forward for blockchain development: Senators Lummis and Wyden have introduced the Blockchain Regulatory Certainty Act of 2026, targeting a critical gap in current crypto regulation. The legislation specifically shields open-source blockchain developers and infrastructure operators from being classified as money transmitters—a designation that has created legal ambiguity for contributors who have no control over user funds. This distinction is crucial for the decentralized ecosystem, as it acknowledges the difference between builders and custodians. The bill aims to clarify r

Contrary to some skepticism, government officials have actually shown a constructive approach to crypto integration. Recent discussions indicate they're actively engaging with stakeholders to explore feasible solutions. One key area involves ongoing negotiations with banking institutions to facilitate better cooperation. The dialogue has generated several promising initiatives aimed at bridging the gap between traditional finance and blockchain ecosystems. This collaborative stance marks a shift from purely regulatory scrutiny toward problem-solving partnership.

A major crypto trading platform has withdrawn its support for the CLARITY Act, triggering fresh tensions between the tech sector and the White House over stablecoin yield restrictions. The move comes as Senate vote timelines have been pushed back, leaving the bill in limbo ahead of the 2026 midterm elections.
The dispute reveals a fundamental split in the financial sector. Traditional banks worry that loosening stablecoin yield caps could trigger significant deposit outflows, destabilizing their business models. Cryptocurrency firms, meanwhile, are pushing hard for regulatory flexibility—argui

The latest policy development: zero capital gains tax on crypto positions this year. It's an interesting regulatory move that certainly catches industry attention. Of course, the market reality is something else entirely—most traders are sitting with losses rather than gains anyway. Still, it's worth noting how policy shifts are beginning to reshape the crypto landscape, especially on tax treatment.

The U.S. administration has reaffirmed that acquiring Bitcoin remains a strategic priority moving forward. This signals continued institutional interest at the highest government level, marking a notable shift in how federal policy approaches digital assets. The statement underscores Bitcoin's growing role in broader economic and financial strategies, suggesting the government sees value in building reserves of the world's largest cryptocurrency. For the crypto community, this represents validation of Bitcoin's importance beyond speculation—positioning it as a legitimate asset class worthy of

Developments on financial debanking: Trump announces plans to file a lawsuit against JPMorgan Chase within the next two weeks, citing alleged debanking practices. This move highlights ongoing tensions between major financial institutions and those challenging their compliance policies. The debanking controversy remains a significant issue in fintech and cryptocurrency circles, with implications for financial access and institutional decision-making.

The Senate Banking Committee chair has put the brakes on crypto market structure legislation this week, keeping the door open for ongoing negotiations. A major exchange initially stepped back from supporting the proposal, citing unresolved concerns about implementation details. However, key lawmakers pushing for the framework remain committed—behind-the-scenes talks between both parties continue as stakeholders push for regulatory clarity that could reshape how digital assets are traded and overseen in the U.S. market. Whether these discussions yield a compromise that satisfies both regulators

X division income amounts to $290. At this growth rate, by next year, it's indeed time to start considering tax reporting. Many players are discussing how to reasonably plan their earnings, as the combined income from exchange commissions, mining rewards, airdrops, and other channels is quite substantial.

Major US Mortgage Lender to Accept Crypto Holdings in Loan Applications
Newrez, one of the largest mortgage lenders in the United States, is moving to formally recognize cryptocurrency holdings as qualifying assets in its mortgage approval process. This marks a notable shift in how traditional financial institutions view digital asset portfolios.
The decision reflects growing institutional acceptance of crypto as a legitimate store of value. Borrowers may now use their cryptocurrency holdings as part of their net worth calculations when applying for mortgages, provided the assets meet certain

A prominent exchange leader recently voiced concerns about proposed cryptocurrency legislation, arguing that poorly crafted regulatory frameworks could ultimately damage consumer interests in the U.S. market. The executive pointed to what industry observers call "regulatory capture"—where established banking institutions shape policy to their advantage—as a driving force behind flawed bill proposals. The stance reflects growing tension between crypto platforms and traditional finance in the regulatory arena. Industry leaders increasingly argue that comprehensive legislation, even with imperfec

The US Congress is drafting cryptocurrency legislation, and this is a rare window of opportunity. Decision-makers should seize this chance to promote the establishment of a truly people-centered financial system. The current financial system is controlled by a few institutions, but the open nature of blockchain and crypto assets offers the possibility to reshape the financial landscape. Legislation should not only safeguard the interests of major players but also open doors for small and medium users, innovators, and groups marginalized by traditional finance. This is not just a technical issu

"Fees are required to lift withdrawal restrictions" 🚩
This alone is enough to prove that an exchange is not legitimate. Any reputable platform would not profit from users through such means.
Be vigilant when choosing an exchange, and don't fall into hidden fee traps. Safety first, and compliant platforms are the long-term choice.

The crypto industry's approach to custody looks increasingly untenable. After the FTX and Celsius collapses, claiming that centralized custody is secure feels disconnected from reality. This shift is forcing a reckoning across the market.
Stablecoins, meanwhile, need genuine utility beyond speculation. User experience has finally caught up to the technical requirements. The pieces are aligning at the right moment.
What's worth noting: regulators appear to be quietly steering toward non-custodial solutions. This isn't accidental timing. The window for this transition is narrow but real. Market

Major shift in traditional lending: A leading mortgage provider will begin accepting Bitcoin, Ethereum, spot ETFs, and USD stablecoins as collateral starting this February. The move covers non-agency lending products including home purchases and refinancing deals. Here's what matters—valuations won't be straightforward. The system will adjust crypto holdings based on market volatility, meaning borrowers can't simply plug in spot prices. This represents a critical bridge between crypto and conventional finance. What started as fringe asset class thinking is now crossing into mainstream mortgage