BRICS nations are quietly building something that could reshape global finance. Several central banks within the bloc are collaborating on a cross-border digital payment infrastructure—one designed to expand beyond their current membership. The ambition? Create enough network effect to challenge the dollar's grip on international settlements. Insiders say we'll see tangible developments by 2026. Whether this becomes a real alternative or just another experimental framework depends on how many countries actually join the network. The race for payment system dominance is heating up.