The morning opened with a good start, the swing trading of the big coin ETH has landed, big coin at 3300 points, ETH at 188 points, delicious! #美国结束政府停摆 #十二月降息预测 #今日你看涨还是看跌？

# Did Bank of America Just Go All-In on XRP? Not So Fast **The Claim That Has Twitter Buzzing** Sound Planning Group CEO David Stryzewski just dropped a bomb on FOX Business: Bank of America is running 100% of its internal transactions on Ripple's XRP. Sounds massive, right? Before you FOMO into XRP, pump the brakes—neither BoA nor Ripple has confirmed this claim, and the plot gets murkier when you dig deeper. **What We Actually Know About BoA + Ripple** Bank of America's blockchain journey isn't new. The bank joined RippleNet years ago (Ripple's global payments network for faster cross-border transfers), and back in 2017, it filed a patent for a real-time settlement system that referenced a "ripple" distributed ledger. The patent showed genuine interest, but here's the catch: it never explicitly mentioned XRP. Stryzewski also claimed BoA filed 83 blockchain patents tied to Ripple tech. Impressive on paper, but filing a patent ≠ full operational deployment. **Here's Where It Gets Messy** Community members quickly fact-checked the claim. Key distinction that got buried: **RippleNet adoption ≠ XRP usage.** RippleNet processes both blockchain-based transfers AND traditional fiat transactions. One Reddit user pointed out that BoA may have used XRP for internal transactions at some point—but "before the lawsuit." This suggests either a timeline confusion or Stryzewski was referencing historical data, not current operations. The regulatory elephant in the room? Ripple's ongoing SEC battle. Banks have to be careful about associating with assets that regulators might classify as securities. **The Bigger Picture** Ripple's partnership ecosystem is legit: 200+ institutions globally, with major banks like Santander and Standard Chartered actively using RippleNet for cross-border payments. JPMorgan Chase does similar moves with its Onyx blockchain. HSBC and others are exploring the space too. But claiming 100% internal XRP adoption at a Fortune 500 bank without official confirmation? That's different from quietly integrating blockchain into payment channels. The banking world moves deliberately—especially with regulatory scrutiny. **Bottom Line**: Ripple's adoption is real and expanding, but this specific claim needs official verification before treating it as fact.