2026-01-21 08:11:30

#特朗普向欧洲实施关税措施 Delaware Life Insurance Company( recently made a major move—adding the BlackRock US Stock and Bitcoin Balanced Risk Index to the fixed indexed annuity)FIA( product. In simple terms, it combines US stocks and $BTC into an annuity product, providing investors with Bitcoin exposure through the iShares Bitcoin Trust ETF)IBIT(.

The design of this index is quite sophisticated. The target volatility is set at 12% to balance the risk jumps between US stocks and Bitcoin, while also having a protection mechanism for the principal—this is attractive to traditional financial clients who want to benefit from Bitcoin gains but don't want to be too aggressive. From mainstream financial institutions like insurance companies starting to embrace Bitcoin assets, it’s clear that the position of cryptocurrencies in traditional investment portfolios is quietly changing.

BTC-1,17%

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

12 Likes

Reward
12
5
Repost
Share

Comment

0/400

CountdownToBroke

· 7h ago

Haha, traditional finance has finally bowed down; even pension products now need BTC to sell well. --- Principal protection + Bitcoin exposure? I see through this trick; they're just using an insurance shell to brainwash mainstream clients. --- 12% volatility is supposed to mean stability? I think BTC's temperament isn't that obedient. --- Trump's tariffs mean Americans have to hedge with Bitcoin; the logic is consistent. --- Insurance companies are also starting to play with crypto—are they paving the way for retail investors or just harvesting profits? --- Talking about subtle changes, but actually it's just being forced; the crypto world has won. --- Wait, does this mean even the big traditional players can't withstand inflation? --- Brilliant! Using the guise of pensions to push Bitcoin exposure to the elderly—this is how financial innovation happens. --- Principal protection + BTC exposure? Sounds good. Honestly, I'm a bit tempted.

View OriginalReply0

NeverVoteOnDAO

· 7h ago

Traditional financial institutions are starting to embrace Bitcoin, this is really a sign of a major change.

View OriginalReply0

GmGmNoGn

· 7h ago

Insurance companies are starting to play with BTC, traditional finance really can't sit still anymore haha --- A 12% volatility design is okay, much more comfortable than going all-in directly --- Wait, can pension products be handled like this? It feels like the risk has been blurred --- Mainstream institutions are all布局, retail investors are still debating whether to buy or not, the gap in the pattern --- BlackRock's move is indeed ruthless, using IBIT for exposure is a clever trick --- Talking about protection mechanisms, risk is still risk, no matter how nicely it's packaged, it can't be changed --- Now traditional investors can also legitimately hold BTC, an ice-breaking moment

View OriginalReply0

AlwaysQuestioning

· 8h ago

Traditional financial institutions are really starting to take BTC seriously, and this wave is very interesting.

View OriginalReply0

SurvivorshipBias

· 8h ago

Oh wow, insurance companies are starting to play with Bitcoin, this is unbelievable --- Mainstream financial institutions are beginning to take BTC seriously, this time it's really different --- 12% volatility design is pretty good, finally there's a relatively rational entry point --- Wait, adding BTC exposure to annuity products? These people are thinking quite thoroughly --- Traditional finance is starting to humbly embrace crypto, the times are really changing --- Adding BTC to principal protection mechanisms, this combo really hits the hearts of the cautious crowd --- But on the other hand, is it really safe to mix BTC into FIA... --- Insurance giants are acting so quickly, it shows that institutions are really optimistic about this wave --- From annuity products, it’s clear that cryptocurrencies are no longer a niche play --- BlackRock, insurance companies, all the big players are betting on this online

View OriginalReply0