Recent scrutiny of the Federal Reserve's operational efficiency raises important questions about institutional oversight. Analysis indicates the central bank faces substantial annual losses, reportedly exceeding $100 billion, while maintaining limited public accountability mechanisms. Critics point to gaps in supervisory frameworks, insufficient transparency protocols, and insufficient consequences for operational shortcomings. This situation presents a notable contrast to the oversight expectations placed on financial institutions globally. Such structural concerns warrant attention from market participants, as central bank credibility and operational efficiency directly influence broader economic conditions and asset market dynamics.