Recently, I experienced a Web3 payment card that focuses on global remittances and offshore payment scenarios. The entire process was much smoother than I expected.

You can operate directly on the mobile terminal, just prepare the basic identification photo. Completing the three-step KYC verification takes about the time to drink a cup of coffee—officially stated to be around 5 minutes, which is approximately accurate. A card BIN specifically designed for crypto asset consumption is used, so you don’t have to worry too much about compliance; the overall stability is decent.

The most practical aspect is that the payment scenarios are wide-ranging. Daily high-frequency options like Alipay and PayPal can be integrated, and Apple Pay and Google Pay are also supported, so you basically don't need to pull out a physical card when going out. For those who frequently make cross-border transfers or have offshore payment needs, it can save a lot of hassle—just waiting for the transfer to arrive in the traditional bank wire process can be quite a hassle.

The path of Web3 payments is still in the exploratory stage, but the emergence of such tools at least provides an option for the actual use cases of crypto assets.