How is the Gate GUSD yield? Latest yield analysis and practical strategies for November 2025

In the year 2025, when the Fluctuation of the Crypto Assets market becomes normalized, relying solely on trading for profit not only requires expertise and time but also faces high risks. The GUSD launched by Gate in August 2025, as a digital dollar financial certificate pegged to the USD at a 1:1 ratio, is changing the income model for users holding and using stablecoins.

This article will deeply analyze the yield mechanism, data performance, and practical strategies of Gate GUSD, helping you make wiser asset allocation decisions at this time point in November 2025.

01 GUSD Core Mechanism: Redefining the Value of Stablecoins

GUSD is not a stablecoin in the traditional sense, but rather a digital dollar financial certificate that is pegged to the USD at a 1:1 ratio. The fundamental difference between it and interest-free stablecoins like USDT or USDC is that GUSD begins to generate returns for holders from the moment it is minted, addressing the dilemma investors face between “stability” and “yield.”

The three core features of GUSD:

• Automatically Earn Income: Users only need to hold GUSD in their current wallet or wealth management account to automatically earn income, without any additional operations.
• Dual Interest Stacking: When users deposit GUSD into Gate's Launchpool financial products, they can not only earn the returns from the product itself but also simultaneously obtain the minting profits of GUSD.
• Stable and robust returns: GUSD offers a stable annual yield of 4.4%, with earnings automatically credited to users' spot accounts daily.

02 Revenue Data: Real Performance and Market Recognition

As of mid-November 2025, the total supply of GUSD is 320 million coins, with an actual circulation of about 150 million coins and a circulation rate of approximately 46.31%. This growth trajectory reflects the market's increasing acceptance of GUSD.

The annualized yield performance of the GUSD mining pool is impressive:

• AVNT mining pool reached 16.32%
• U mining pool reached 16.85%
• BOT mining pool reaches 16.07%

Limited-Time High-Yield Opportunity

From November 14 to November 28, 2025, Gate launched a limited-time reward program for GUSD minting. Users who complete tasks can enjoy additional annualized returns of up to 50%.

This means that during this event, users' actual returns will be much higher than the base interest rate, providing a rare bonus window for early participants.

03 Sources of Income and Security Assurance

Diversified sources of income

The returns of GUSD do not come from a single channel, but provide users with more stable returns through diversified sources of income:

• U.S. Treasury Interest: A portion of funds is allocated to low-risk U.S. Treasury bonds to obtain stable interest income.
• Eco Income Sharing: Part of the income from the Gate ecosystem will also be distributed to GUSD holders.

Transparency and Security Mechanism

In the crypto market, transparency and trust are the most concerning issues for users, and GUSD has made clear commitments in these two areas:

• Reserve Proof: Gate commits to publicly disclose reserve proof on the product page, showcasing the certification documents issued by the custodian bank or partner institutions.
• Asset backing: GUSD is supported by a diversified portfolio of low-risk assets, including US Treasury bonds and other RWA assets, revenue from the Gate ecosystem, and mainstream stablecoins.
• Flexible Exchange: Users can exchange GUSD back to USDT or USDC at a 1:1 ratio at any time.

04 Practical Strategy: How to Maximize Returns Through GUSD?

GUSD has been deeply integrated into the Gate ecosystem, expanding various application scenarios far beyond ordinary financial products.

Simple Participation Process

For ordinary users, starting to use GUSD to earn profits is very simple, just three steps:

1. Exchange GUSD: In the “On-Chain Earning” section of the Gate platform, use USDT or USDC to exchange for GUSD at a 1:1 ratio.
2. Holding Interest: Since the day of minting, GUSD starts generating returns at an annual yield of 4.4%, with the system automatically distributing the earnings to the spot account daily.
3. Flexible Exchange: You can exchange GUSD back to USDC at a 1:1 ratio at any time, providing two methods for standard exchange (0.05% fee) and quick exchange (0.1% fee).

Yield Maximization Strategy

For users looking to further enhance their returns, the following strategies can be considered:

• Participate in Launchpool: Users staking GUSD can not only earn the original annualized yield of 4.4%, but also receive additional project token rewards, with some activities estimated to have an annualized yield as high as 365%.
• Spot Trading: Gate has launched multiple trading pairs including GUSD/USDT, BTC/GUSD, and ETH/GUSD, allowing users to directly use GUSD to purchase other Crypto Assets.
• Margin Collateral: GUSD can be used as collateral for a unified margin account. Users can use GUSD as margin when engaging in leveraged trading, enhancing capital utilization without sacrificing returns.

05 GUSD's Positioning in the Gate Financial Ecosystem

Gate Wealth Management offers a diversified product matrix, allowing investors to choose suitable wealth management products based on their risk preferences and investment goals.

Choices for investors with different risk preferences:

• Conservative investors: Primarily invest in GUSD stablecoin to enjoy a stable annual return of around 4.4%.
• Balanced Investors: Combine mainstream digital assets such as ETH, BTC, and stablecoins to achieve a balance between returns and asset security through regular financial management and innovative strategy products.
• Aggressive investors: Can participate in high-yield innovative strategy products, such as Layer liquidity mining, Gate Fun on-chain projects, or emerging DeFi assets, pursuing high potential returns.

Horizontal Yield Comparison

Compared to other financial products, GUSD achieves a good balance between risk and return:

• The annualized yield for USDT flexible savings can reach up to 6.8%.
• BTC current wealth management offers an annualized yield of up to 3%.
• USDT 7-day fixed-term annualized rate reaches 12.55%
• The annualized return rate of the top 30% of quantitative fund portfolios reaches as high as 35.4%.

06 Future Outlook and Challenges

The emergence of GUSD represents a rewrite of the value logic of stablecoins. For a long time, the stablecoin market has been dominated by USDT and USDC, while GUSD introduces a “yield stacking” model, shifting the competitive focus from scale and application to application and yield.

GUSD is also an important practice in the tokenization trend of RWA (Real World Assets). It successfully brings traditional assets like U.S. Treasury bonds onto the chain in the form of encrypted certificates, providing a reference framework for more types of traditional assets to go on-chain in the future (such as corporate bonds, real estate, etc.).

However, GUSD also faces some challenges:

• Regulatory uncertainty: The revenue narrative may trigger discussions about whether GUSD qualifies as a security, which requires a clear compliance framework for definition.
• Long-term sustainability of the yield model: The 4.4% annualized yield is related to the fluctuation in the U.S. Treasury market. How to balance yield and risk under the global compliance system is the core issue that GUSD needs to address.

Future Outlook

As of November 28, 2025, the GUSD minting limited-time reward event is still ongoing, allowing participants to enjoy additional annualized returns of up to 50%. This is a rare opportunity to obtain excess returns in the short term.

Visit the Gate official website or APP, go to the “Wealth Management” page, select the GUSD product, confirm the amount and duration, then click to subscribe, and you can start your efficient wealth management journey. In the context of the normalization of fluctuations in the digital asset market, the stable and flexible asset appreciation plan provided by Gate GUSD is becoming an increasingly noteworthy choice.