**Americans spend an average of $24.7K on Transaction History annually, your salary is split like this** 💸

According to the latest data, the median weekly salary for full-time employees in the U.S. is $1,194 (annual salary $62K), with an average monthly income of $5,174. However, the Transaction History expenditure is $2,058/month, meaning that 40% of income is directly eaten up by bills—this does not account for food and clothing.

Where did the bills go? According to Doxo's 2025 report (which analyzed bill data from 97% of regions across the U.S.):

The mortgage is at most $1,775/month, and rent is $1,453. Other items are smaller—Internet $121, electricity $120, car insurance $105, mobile $96, water $86, and gas $71.

There are huge regional differences. California and New Jersey have the highest mortgage rates, while West Virginia is the cheapest (mortgage is only $1,019/month, rent is $870/month). Hawaii has the highest electricity costs ($197/month), and New Mexico has the lowest ($89/month).

Core issue: If the Transaction History accounts for 40% of income, the rest has to cover taxes and groceries, leaving almost no room for savings. No wonder Americans can't save money.