#机构采用加密货币 Seeing the news about the Royal Bank of Canada buying Bitcoin mining company stocks and Interactive Brokers integrating stablecoins, I have to say a few honest words.

Institutional involvement in crypto assets may seem like an endorsement, but we must be cautious of the underlying logic. Banks are buying ABTC stocks, not directly holding BTC — this is a key distinction. They are indirectly participating using traditional financial tools, essentially still within their control. While it sounds convenient that Interactive Brokers allows deposits in stablecoins, think about it carefully — it’s like paving a highway for users to go from on-chain to off-chain, from freedom back to a regulated environment.

I have seen too many projects go from booming to zero. Every time institutions enter, retail investors cheer "increased recognition," but what’s the reality? The capital flow usually goes like this: first, inflate the price to attract retail FOMO, then withdraw stablecoins through these new channels, and finally buy real valuable assets with USD. A comment on X hit the nail on the head — it’s essentially exchanging our stablecoins for their trash coins.

The stablecoin supply has increased from 130 billion to 310 billion. This is not ecological prosperity; it’s the expansion of a liquidity trap. More stablecoins mean more retail investors are attracted in, only to be repeatedly exploited in various gold-rush projects and new coin IEOs. Every convenient channel set up by institutions is fundamentally designed to reduce the friction for users to exit.

The simple way to survive long-term: watch where the money flows, and never be fooled by the words "institutional endorsement." What they endorse is the profit mechanism, not your gains.