Wu Shuo learned that Pantera Capital researcher Jay Yu released multiple predictions about the cryptocurrency market in 2026, including: capital-efficient consumer credit will be the next frontier in crypto lending; agent commerce using endpoints like x402 will expand into more service areas; AI-driven trading processes will gradually become mainstream; trading volume of tokenized gold will grow and become the main asset promoted as RWA (Risk-Weighted Assets); a quantum panic may occur in 2026 (perhaps triggered by some technological breakthrough), prompting institutions holding large amounts of Bitcoin to discuss quantum contingency plans; the number of DATs may eventually be reduced to only 2-3 per major fund; decentralized exchange (DEX) integration, with Hyperliquid maintaining market dominance; an increasing number of existing fintech companies (such as Stripe, Ramp, Brex, and Klarna) will use stablecoins for international payments.