Recently, the XRP community has become lively again. Some analysts have leaked that Ripple may launch an IPO in 2026—if true, for this company closely linked to the global payment system, it would undoubtedly be a significant turning point toward traditional financial markets. More rigorous information disclosure, stronger institutional backing, and the potential of XRP as a liquidity tool... community discussions are heated.

But let's pause and think. How should we approach investing?

It’s always the same: when a news item appears, everyone starts speculating whether the coin price will rise. IPO timelines, positive expectations, FOMO and FUD take turns. The result? Exhausting, and the returns may not even be good.

A more worthwhile question to consider from a different perspective—are we betting on those "coming soon" stories, or are we betting on underlying systems that can continuously generate value?

Seemingly subtle differences actually determine two completely different investment outcomes. The former keeps you glued to news, predicting dates, swinging between emotions. The latter encourages you to look at a broader track: which infrastructure, regardless of a company's short-term movements, can continuously profit from the long-term expansion of the entire crypto economy?

This is what experienced investors who have gone through multiple cycles and survived while making money are thinking about. It’s not about predicting XRP’s rise or fall based on what Ripple does, but about finding those "underlying" assets that naturally appreciate as the ecosystem prospers.

IPO news indeed has news value, but it shouldn’t be the sole reason for your decision-making.