2025-12-30 05:20:53

U.S. Senator Cynthia Lummis recently publicly stated that the upcoming "Responsible Financial Innovation Act of 2026" will have a significant impact on the digital asset market. The core of the bill is to establish a clear legal framework to distinguish between security tokens and commodity tokens.

This seemingly simple classification actually has profound implications. On one hand, clear legal definitions give compliant project teams confidence, allowing them to operate under well-defined rules; on the other hand, a precise regulatory framework can effectively protect ordinary investors from false projects. This balanced approach both signals innovation and maintains market order.

Industry experts generally believe that the introduction of such policies reflects a rational attitude of U.S. regulators towards the cryptocurrency market—not simply suppressing it, but finding a feasible balance between innovation and protection. For the entire industry, this clear policy direction helps attract more institutional participants into the market.

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ShamedApeSeller

· 10h ago

Lummis finally spoke sensibly this time, although we still have to wait until 2026...

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MoneyBurner

· 10h ago

Another bill? I see it as a precursor to the main upward wave. The institutions are really about to enter this time.

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ParallelChainMaxi

· 10h ago

Someone finally wants to clarify this matter, much better than the ambiguous policies before. Lummis's move is indeed reliable; clear distinctions between securities and commodities give institutions the confidence to participate. Basically, it's about setting rules for everyone so that there's no more confusion. Many project teams didn't even know what they were, but now there's finally a framework. Retail investors might be less likely to get caught in a trap for a while. Once traditional finance enters, everything will change. But whether the implementation will be effective depends on the follow-through. Finally, there are some rational policies, not just bans from the start.

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CryptoMom

· 10h ago

Finally, someone has made it clear. I've been waiting for this moment. Lummis's move is indeed ruthless—cutting through securities and commodities in one stroke leaves scammers with no way out. 2026 is coming, and that's when the real big reshuffle will happen. Now institutional investors can rest assured, and retail investors can sleep well. Got a reliable signal—compliant projects finally have confidence. To put it simply, it's about helping this market grow up and mature, rather than having childish outbreaks every day. Regulation isn't about killing the crypto world; it's about making it last longer. Get it?

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