This article provides a comprehensive review of the historical prices and market fluctuations of PayPal USD (PYUSD) since its inception. Combining data from various annual stages, it evaluates the potential returns for investors purchasing 10 PYUSD and answers the key question, “Should I buy PYUSD now?” to help both beginners and long-term investors grasp timing and growth opportunities.
Early Market Cycle: Historical Price Review (2023 to 2025)
PayPal USD is a stablecoin issued by Paxos Trust Company, designed to contribute to stablecoin payment opportunities, and is 100% backed by USD deposits, short-term US Treasuries, and similar cash equivalents. PYUSD can be exchanged 1:1 for USD. According to records, its early trading price was approximately $1.05.
Below are the price changes of PYUSD during the initial market phase:
2023
Opening Price: $1.05
Closing Price: $1.00
Highest Price: $1.05
Lowest Price: $0.9934
Annual Return: -4.67%
2024
Opening Price: $0.9953
Closing Price: $0.9991
Highest Price: $1.00
Lowest Price: $0.9915
Annual Return: 0.38%
An investor who bought 10 PYUSD in 2023 and sells today would have a potential loss of -$0.488.
Recent Market Cycle: Should I buy PYUSD now? (2025 to present)
In recent years, PYUSD has maintained a relatively stable price performance as a stablecoin, with minimal fluctuations, reflecting the core characteristic of stablecoins—price anchoring to the US dollar.
2025 (to date)
Opening Price: $0.9992
Closing Price: $1.00
Highest Price: $1.00
Lowest Price: $0.9978
Year-to-date Return: 0.1%
The potential return for an investor purchasing 10 PYUSD during this period is:
2025 to date: $0.01
Summary: Stablecoin Characteristics and Investment Timing Analysis
By analyzing PYUSD’s historical prices and potential returns, we see that as a stablecoin, PYUSD’s price remains close to $1, with minimal volatility. This feature distinguishes it from traditional crypto assets—PYUSD’s value primarily lies in its utility as a payment tool and store of value, rather than price growth potential. For investors seeking price appreciation, PYUSD is not a growth asset; for users needing stable value storage and on-chain payments, PYUSD offers a reliable option.
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PayPal USD Price History & Earnings Breakdown: Should I Buy PYUSD Now?
Summary
This article provides a comprehensive review of the historical prices and market fluctuations of PayPal USD (PYUSD) since its inception. Combining data from various annual stages, it evaluates the potential returns for investors purchasing 10 PYUSD and answers the key question, “Should I buy PYUSD now?” to help both beginners and long-term investors grasp timing and growth opportunities.
Early Market Cycle: Historical Price Review (2023 to 2025)
PayPal USD is a stablecoin issued by Paxos Trust Company, designed to contribute to stablecoin payment opportunities, and is 100% backed by USD deposits, short-term US Treasuries, and similar cash equivalents. PYUSD can be exchanged 1:1 for USD. According to records, its early trading price was approximately $1.05.
Below are the price changes of PYUSD during the initial market phase:
2023
2024
An investor who bought 10 PYUSD in 2023 and sells today would have a potential loss of -$0.488.
Recent Market Cycle: Should I buy PYUSD now? (2025 to present)
In recent years, PYUSD has maintained a relatively stable price performance as a stablecoin, with minimal fluctuations, reflecting the core characteristic of stablecoins—price anchoring to the US dollar.
2025 (to date)
The potential return for an investor purchasing 10 PYUSD during this period is:
Summary: Stablecoin Characteristics and Investment Timing Analysis
By analyzing PYUSD’s historical prices and potential returns, we see that as a stablecoin, PYUSD’s price remains close to $1, with minimal volatility. This feature distinguishes it from traditional crypto assets—PYUSD’s value primarily lies in its utility as a payment tool and store of value, rather than price growth potential. For investors seeking price appreciation, PYUSD is not a growth asset; for users needing stable value storage and on-chain payments, PYUSD offers a reliable option.