The direction of financial development is moving towards programmability. Just look at products like sTRX, which are not just stores of value but also code that can automatically execute strategies. Automatic yield harvesting, voting optimization, compound interest calculation—these features enable assets to grow autonomously.

Such innovative products require an ecosystem to support them. Lending platforms like JustLend are like operating systems, allowing programmable assets like sTRX to flow and appreciate in the broader DeFi world. Holding such assets offers efficiency that traditional finance cannot provide—they are indeed more "intelligent" than fiat currency and much more capable. This may be an inevitable result of the development of financial technology to date.