The last daily candle of 2025 is about to close. What have we witnessed this year? The疯狂 of Bitcoin surpassing $100,000, the brutal liquidity harvest mid-year, and those accounts that held firm or failed amidst the volatility. Now is the time for calm reflection—because the wealth creation logic is about to be completely rewritten.

**Lessons from the Market**

When Bitcoin hits new highs, 90% of old altcoins are still heading towards zero. What does this indicate? Institutions never care about stories; they care about the ability to generate value. VC tokens without real application support will only continue to become trapped assets in 2026.

The evolution of Meme coins is particularly interesting. From initially being pure PVP battles, they are gradually transforming into new forms that incorporate philanthropy, AI, or real-world industries. The community consensus power has already begun to surpass the technical white paper itself.

**Where Funds Will Truly Go**

Focus on the AI Agent’s automated payment network. In 2026, whether booking flights or trading, AI will replace humans to complete operations. Protocols that provide basic services like automatic payments, computing power leasing, and identity verification for these intelligent agents will be the next growth hotbeds. The imagination space in this track is more than a hundredfold.

Progress in stablecoin compliance is also accelerating. When USDT/USDC can seamlessly be used in daily life—such as linking to Visa cards for direct payments, or built-in Telegram payments—projects in this area will experience a real explosion. This is no longer just a concept; it’s a foreseeable reality.

Don’t overlook the biotech and on-chain scientific research sectors. After investing in related projects at a leading exchange, longevity science and decentralized scientific research crowdfunding are becoming new investment hotspots. This high-knowledge threshold track often becomes the next focus of hype.

**Actions You Can Take Immediately**

Start by clearing your holdings. Mainstream coins that underperformed the market throughout 2025 can be considered for exit tonight, shifting into leading projects aligned with the new narratives mentioned above. No need to wait for this decision.

Layer 3 ecosystems are worth early positioning. Especially those application chains focused on high-frequency interactions on mainstream public chains, which are likely to become the birthplace of the next爆款 game. The current entry cost and risk are within controllable ranges.

January often signals market turning points. Keep 30% of your funds flexible, ready to seize opportunities during significant pullbacks. This investment discipline will never go out of style.

The story of 2025 is coming to an end. In 2026, what we want is not just account recovery, but a true leap across social classes.