Getting rich slowly with spot can't be held, getting rich quickly with contracts can be held steadily

Recently, I was asked a familiar question that I can answer by heart: With 100 million idle funds, should I play spot or contracts in crypto? Honestly, there is no one-size-fits-all answer to this question. It’s like asking: should I walk or drive to reach my destination? The answer depends on where you want to go, your capabilities, and whether you accept risks. In the crypto world, spot and contracts represent two completely different paths. One is slow but steady, the other is fast but extremely risky. Two People, Two Paths, Two Outcomes Case 1: The Spot Player – Slow but Sure The Hero is the type of person crypto enthusiasts jokingly call “Buddha system.” He only buys spot, focusing on Bitcoin and Ethereum. When prices drop, he… is happy because he has the chance to buy cheaper. When prices rise, he gradually sells, not in a hurry. No leverage. No staying up all night watching charts. No excessive emotions. After 3 years, starting from 50 million, his assets grew to about 2 billion. He once said a very honest phrase: “Spot is slow, but at least it doesn’t bankrupt me overnight.” Case 2: The Contract Trader – Fast but Painful The opposite is Mr. Minh – a true contract trader. Entering trades quickly, preferring 10x leverage, catching short-term waves. I have personally witnessed him turn 3,000 USD into nearly 200,000 USD. But also, just 3 days later, his account was wiped out due to consecutive liquidations. His summary is very brief: “Contracts are a double-edged sword. If you want to play, you must be ready to bleed.” Spot: The Marathon of Patience Spot simply means buying coins and truly owning them. Advantages of Spot No leverage → no account liquidationBuy and hold → light psychologySuitable for beginners, those who don’t have time to monitor the marketMaximum loss is the invested capital, no more Disadvantages of Spot Profits only when prices riseMarket downturns or sideways movement → capital is “buried”Requires great patience Spot is not for impatient people. It’s like planting trees: sowing seeds – caring – waiting – harvesting. Contracts: Walking a Tightrope, One Mistake Can Lead Far Contracts are derivatives. You don’t own the coin, only trade price movements. The Appeal of Contracts Leverage amplifies profitsEarning money in both rising and falling marketsSuitable for professional traders, short-term traders The Dark Side of Contracts Leverage also amplifies losses just as quickly as gainsA single wipeout can burn your accountExtreme psychological pressureRequires high skills: technical analysis, capital management, iron discipline Many people only see the dream of quick wealth, but don’t see the graveyard of accounts behind. Personal Opinion: Live First, Get Rich Later For most ordinary investors, especially beginners, I always recommend a combined approach. Suggested Allocation With 100 Million 70–80 million: Spot Bitcoin, EthereumGradually buy, hold long-termThis is a safe anchor point20–30 million: Contracts ( if you understand the market )Low leverage ( maximum 3–5x )Clear stop lossSet it as a performance boost strategy, not a salvation If the contract part is lost → it doesn’t affect your financial foundation. If you win → profits go back to support spot. The Most Dangerous: All-In on Contracts The biggest mistake I see is: Entering the market and immediately playing contractsPutting all capital into itBorrowing, increasing leverageDreaming of a life-changing event That’s not investing, that’s gambling. And the market doesn’t favor anyone. Ultimately, Psychology Is the Most Powerful Weapon With spot: Resist greed and fearDon’t chase peaks, don’t panic sellPatience is an advantage With contracts: Discipline is more important than predictionDon’t revenge tradeDon’t trade emotionally Investing is a gradual enlightenment process, there’s no shortcut. Conclusion: Can You Handle Going to Zero? Back to the initial question: should I play spot or contracts with 100 million? Ask yourself: Are you willing to lose everything? 👉 If yes, you can try contracts – but prepare yourself for the worst-case scenario. 👉 If not, start with spot – slow but steady. In this volatile crypto market, slow is fast, and survival is the ultimate victory. Continuous learning is your greatest asset.