2026-01-07 05:27:32

Recently, I have been following the progress of Soul Protocol, and many people are looking forward to the project announcing the TGE schedule in January or February. But upon closer inspection, what truly attracts attention is not the broad concept of 'cross-chain lending' itself.

The key lies in its reimagining of the underlying architecture of DeFi—abandoning the traditional idea of asset cross-chain transfer, and instead enabling credit to flow between chains. This paradigm shift is profoundly significant.

Imagine connecting the liquidity and risk control models of leading lending protocols like Aave and Compound across chains, so that users can perform borrowing and lending operations based on a unified credit score on any ecosystem. This is not just a stacking of features, but a fundamental change to the DeFi user experience and capital efficiency.

If this logic can truly be implemented, it would have a substantial impact on the reconstruction of the entire DeFi ecosystem.

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FUD_Whisperer

· 01-10 04:39

From the perspective of credit flow, I haven't really thought about it, but can Aave and Compound truly achieve cross-chain interoperability? It feels like the risk control aspect is too complex. If Soul Protocol can really solve cross-chain credit assessment, then that's a different story. There's still enough room for speculation before the TGE. Whether it can be implemented is the key—don't just become a concept king again.

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ShamedApeSeller

· 01-08 15:59

To be honest, this idea sounds pretty bold, but I want to see the practical results rather than just grand narratives on paper. The aspect of credit flow is indeed innovative, but I’m not sure how risk control will be handled, and who will bear the cross-chain risks. When TGE happens is also important; that's the real test.

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PhantomHunter

· 01-07 05:57

The concept of credit flow indeed has imagination, but don't overhype the difficulty of implementation.

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OnchainArchaeologist

· 01-07 05:55

From the perspective of credit flow, I hadn't really thought about it before. It feels like once it's connected, the game rules are directly changed. Let's put the TGE schedule aside for now; that's the real core, my friend. If capital efficiency can be improved, DeFi will truly take off. What would happen if Aave and Compound are linked together... I can't quite imagine. Don't let it be just hype around concepts; I hope it can really be implemented.

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PerpetualLonger

· 01-07 05:34

The logic of credit flow is indeed innovative, but to be honest, I just want to hear the TGE schedule for now. Let's put everything else on hold. If Soul can truly integrate Aave and Compound, I would go all-in immediately. That would be a breakthrough level achievement. DeFi restructuring? Bro, you're overhyping it. Let's see if it can survive the bear market first before making bold claims. The core of cross-chain lending is risk control. Cross-chain credit scoring sounds great, but how does it work in practice? Who bears the risk? Once the TGE news is confirmed, we can judge whether this is real innovation or just hype. It's a bit early to discuss now. If this architecture works out, doubling capital efficiency is not a dream. I'm already ready with my bottom-fishing bullets. Sounds good, but can cross-chain risk prevention and control really be done well? I remain skeptical about this.

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GlueGuy

· 01-07 05:29

Credit flows rather than assets flow; this idea indeed has some merit.

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