U.S. long-term mortgage rates just hit their lowest point in over three years. This is a pretty significant shift in the macro landscape—when traditional borrowing costs drop like this, it usually signals expectations around inflation cooling or Fed policy easing ahead.

For the crypto market, these kinds of moves matter more than people realize. Lower mortgage rates typically reduce the urgency for yield-seeking capital to hunt for alternative returns. That said, they also reflect broader sentiment around economic stability and risk appetite, which tends to support risk-on assets like crypto when the trend is positive.

Worth keeping an eye on how this plays out across DeFi yields, staking rewards, and overall liquidity flows in the coming weeks.