Let's talk about $XRP and $PEPE

Honestly, XRP's current price doesn't offer great value for money. The main reason is its market cap is too large, around 140 billion USD, but can it really support this valuation? Honestly, it can't. The biggest real-world application of XRP is for payments, and it's also used for black and gray market money laundering. Essentially, XRP is a controlled coin, with the whales holding it tightly. Of course, it's not impossible to play with; the strategy is simple—wait until it drops sharply, for example, a 80% to 90% decline from a high, then consider buying in. When the whales start to pump and dump, follow along for several times the profit, but don't be greedy.
PEPE itself isn't a big problem; the issue is it surged too rapidly before hitting exchanges. It already increased over ten thousand times off-chain before listing, and after hitting exchanges, it gained dozens of times more. Such a rise basically exhausts the potential for future growth. We buy altcoins for high returns, but PEPE's previous surge was too big, making it less cost-effective. Just add one zero to consider bottom-fishing.
Coins like XRP and PEPE are not impossible to rise; if you have a large capital and prefer a steady investment style, choosing XRP and PEPE is fine. But if you have small funds and want to gamble for a turnaround, XRP and PEPE are not the best options.