How does XRP compare to Stellar and Solana in the cross-border payment market?

11-4-2025, 1:15:16 AM
Altcoins
Blockchain
Payments
Solana
XRP
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This article explores XRP's position in the cross-border payment market, focusing on its robust market cap and trading metrics. It compares XRP with Stellar and Solana, highlighting their unique technological strengths and strategic partnerships that make them key competitors. The analysis discusses potential growth projections for XRP, anticipating a significant price increase by the end of 2025. Designed for investors and financial analysts interested in blockchain and cryptocurrency markets, the content delivers insights into transaction speeds, costs, and institutional adoption, enabling a comparative assessment of these leading digital assets.
How does XRP compare to Stellar and Solana in the cross-border payment market?

XRP maintains strong market position with $132.76B market cap

In 2025, XRP has cemented its position as a major player in the cryptocurrency market with a substantial market capitalization of $132.76 billion. This valuation represents a significant portion of the total crypto market, with XRP commanding a 6.24% market dominance. The strong market position is reflected in XRP's impressive trading metrics and adoption rates across global exchanges.

The crypto asset's performance can be observed through key market indicators:

Metric Value Change
Market Ranking 4th -
Price $2.337 -6.88% (24h)
Daily Trading Volume $216.16M -
Circulating Supply 60.11B 60.11% of total
All-Time High $3.65 (Jul 2025) -

Despite recent market volatility resulting in a 21.14% decrease over the last 30 days, XRP maintains substantial year-over-year growth of 364.08%. This remarkable annual performance demonstrates investor confidence in XRP's long-term value proposition as a payments-focused digital asset.

The global market share of XRP in spot crypto trading has risen to 3.4% by March 2025, with XRP/USD pairs accounting for 25.16% of total trading volume on major exchanges. Transaction metrics further validate XRP's utility, with the network processing approximately 2.14 million daily transactions in Q1 2025, highlighting its status as one of the most actively used blockchains by volume in the payments sector.

Stellar and Solana emerge as key competitors in cross-border payments

While XRP has dominated the cross-border payment landscape, Stellar and Solana have rapidly emerged as formidable competitors with unique technological advantages. Stellar's network has significantly expanded its global reach in 2025, particularly in high-volume remittance corridors between the Philippines and Brazil through strategic partnerships with local financial institutions like Coins.ph and Mercado Bitcoin.

Solana has gained remarkable institutional adoption for cross-border payments, leveraging its Solana Attestation Service to enable private verification of off-chain data tied to wallets - a crucial feature for international transactions requiring compliance.

A comparison of these platforms reveals their distinct competitive advantages:

Feature Stellar Solana
Transaction Speed 3-5 seconds <1 second
Transaction Cost ~$0.0001 ~$0.00025
Key Partners MoneyGram, PayPal, Mastercard Visa, Morgan Stanley
Throughput 1,000+ TPS 65,000+ TPS
ISO 20022 Status Fully compliant Compatible

The MoneyGram partnership has been particularly transformative for Stellar, creating accessible fiat on/off ramps across numerous corridors. Meanwhile, Solana's breakout potential lies in its unmatched transaction throughput, making it particularly attractive for high-frequency institutional use cases.

Both platforms demonstrate how blockchain technology can address traditional pain points in global payments, with Stellar focusing on remittance accessibility and Solana targeting institutional-grade performance for cross-border settlement applications.

XRP price projected to reach $9 by end of 2025

Market analysts present a compelling case for XRP reaching the $9 mark by the close of 2025. According to technical analyst James Crypto Space, the formation of a cup and handle pattern on XRP's daily chart reveals a potential target of $9, suggesting significant growth potential. This projection is reinforced by several other market experts who have shared generous price predictions for the digital asset as the year progresses.

The price trajectory shows a possible 200% surge by September 2025, as institutional adoption continues to drive market interest. Current market data provides context for this prediction:

Price Metric Current Value (Nov 4, 2025) Projected Target % Increase Required
XRP Price $2.337 $9.00 285%
Market Cap $140.47 billion $540+ billion 285%
ATH Price $3.65 (July 18, 2025) $9.00 147%

While some analysts maintain a bullish outlook toward the $9 target, more conservative estimates suggest XRP might struggle in the $2.45-$2.55 range in the near term. The recent price movement shows a concerning 6.88% drop in the last 24 hours and a 21.14% decrease over the past month, indicating significant volatility. Historical data shows XRP previously tested key resistance levels multiple times, with experts noting that persistent accumulation above strong support typically leads to eventual breakouts.

FAQ

Is XRP a good coin to buy now?

Yes, XRP looks promising. It hit a 52-week high of $3.65 in July and has been a top performer this year. Current market trends suggest potential for further growth.

How much will 1 XRP be worth in 5 years?

Based on market analysis, 1 XRP could be worth between $3.5 to $5 in 5 years. This projection reflects potential growth in the crypto market and XRP's adoption.

Can XRP hit $100 dollars?

Yes, XRP could potentially hit $100 due to increasing utility and adoption in the global financial system. Its unique features and partnerships make this price target achievable in the long term.

Will XRP reach $1000 dollars?

XRP is unlikely to reach $1000 due to its large supply. A more realistic target would be $5-10 in the next few years, based on market trends and adoption rates.

* The information is not intended to be and does not constitute financial advice or any other recommendation of any sort offered or endorsed by Gate.
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