Investors seeking stable returns in the cryptocurrency market can now partially shift their funds towards real-world assets (RWA) through GUSD. GUSD is not an ordinary stablecoin; its value is backed by low-risk assets such as U.S. Treasury bonds. By converting USDT or USDC into GUSD, users' funds are no longer fully exposed to the volatile cryptocurrency market, but are instead indirectly invested in stable assets of traditional finance. Gate is building a bridge to bring predictable returns and security into the blockchain world, providing a more reliable way to manage wealth.
Core Advantages and Market Differentiation
Stable and transparent returns
The earnings of GUSD mainly come from the interest of U.S. Treasury bonds and a portion of the income from the Gate ecosystem, with an annualized rate of about 4.4% as of the previous year. Compared to the exchange's remaining coin treasure or current wealth management, its return is much less volatile: the remaining coin treasure's yield might exceed 10% in one day, but could significantly decline the next day.
Risk is controllable
Compared to on-chain DeFi staking, the risks of GUSD are more similar to traditional finance, such as interest rate fluctuations or changes in US Treasury bond prices, rather than smart contract vulnerabilities or rug pulls, making it easier to assess and manage.
High capital flexibility
Gate offers two redemption modes: fast redemption and standard redemption. Users can choose the account crediting speed and fee rate according to their needs, enhancing operational convenience.
Transparency and Trust Assurance
Gate promises to provide proof of reserve audits and proof of funds from banks or custodians to ensure that each GUSD is backed by sufficient tangible assets, making the product easier for general investors to understand and trust.
Operation Process Analysis
The participation method for GUSD is simple and intuitive, mainly consisting of three steps:
Minting (Subscription)
Users can stake USDT or USDC on the Gate platform to exchange for GUSD at a 1:1 ratio. Each individual user can mint up to 5 million GUSD equivalent to USDT/USDC.
Accumulated Earnings
After holding GUSD, the earnings begin to accumulate automatically, with an annualized rate of about 4.4% before the deadline, settled daily and automatically credited to the spot account, forming a stable cash flow.
Redemption
Users can exchange GUSD back to USDC, Gate provides two options:
Quick redemption: 0.1% fee, credited in about 10 minutes.
Standard redemption: 0.05% fee, credited on T+3 day, more suitable for non-urgent funds.
As a mature cryptocurrency trading platform, Gate manages assets exceeding $4 billion, providing solid operational support for GUSD. Its commitment to transparency and asset audits allows investors to hold with confidence. Compared to other centralized RWA products, Gate's GUSD offers greater flexibility:
Supports minting of multiple currencies: Both USDT and USDC are available.
More intuitive redemption: The default redemption is USDC, closely linked to the US dollar, enhancing compliance and trust.
Frequently Asked Questions
Q1: What are the risks of GUSD?
A: The main risks come from traditional financial markets, such as interest rate fluctuations or U.S. Treasury bond price volatility; additionally, the credit risk of custodians may also affect asset security.
Q2: Why not choose Yubibao?
A: Yubibao has high returns but is highly volatile; GUSD offers more stable and predictable returns, making it more suitable for long-term asset preservation.
Q3: Why can only USDC be exchanged?
A: USDC has higher transparency and compliance, and users can still freely convert it to USDT or other tokens after redemption.
Q4: How to choose between quick and standard redemption?
A: If you need funds urgently, choose fast redemption (0.1%, credited within 10 minutes); if not urgent, choose standard redemption (0.05%, credited T+3 days).
Q5: Is there a purchase limit?
A: The individual user limit is 5 million USDT/USDC, and the limit for certified institutions can be raised to 10 million.
Summary
GUSD provides crypto investors with a low-volatility, transparent, and predictable yield option, backed by low-risk assets such as U.S. Treasury bonds, along with a flexible minting and redemption mechanism, opening a safe and stable financial door for investors in the crypto market.
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GUSD: A Secure Bridge Between Traditional Assets and the Encryption World
A New Choice for Stable Returns
Investors seeking stable returns in the cryptocurrency market can now partially shift their funds towards real-world assets (RWA) through GUSD. GUSD is not an ordinary stablecoin; its value is backed by low-risk assets such as U.S. Treasury bonds. By converting USDT or USDC into GUSD, users' funds are no longer fully exposed to the volatile cryptocurrency market, but are instead indirectly invested in stable assets of traditional finance. Gate is building a bridge to bring predictable returns and security into the blockchain world, providing a more reliable way to manage wealth.
Core Advantages and Market Differentiation
Operation Process Analysis
The participation method for GUSD is simple and intuitive, mainly consisting of three steps:
Click the link now to participate in Gate's on-chain earning with GUSD staking: https://www.gate.com/staking/GUSD?gt_disable_intercept_jump=1
Why Choose Gate's GUSD
As a mature cryptocurrency trading platform, Gate manages assets exceeding $4 billion, providing solid operational support for GUSD. Its commitment to transparency and asset audits allows investors to hold with confidence. Compared to other centralized RWA products, Gate's GUSD offers greater flexibility:
Frequently Asked Questions
Q1: What are the risks of GUSD? A: The main risks come from traditional financial markets, such as interest rate fluctuations or U.S. Treasury bond price volatility; additionally, the credit risk of custodians may also affect asset security.
Q2: Why not choose Yubibao? A: Yubibao has high returns but is highly volatile; GUSD offers more stable and predictable returns, making it more suitable for long-term asset preservation.
Q3: Why can only USDC be exchanged? A: USDC has higher transparency and compliance, and users can still freely convert it to USDT or other tokens after redemption.
Q4: How to choose between quick and standard redemption? A: If you need funds urgently, choose fast redemption (0.1%, credited within 10 minutes); if not urgent, choose standard redemption (0.05%, credited T+3 days).
Q5: Is there a purchase limit? A: The individual user limit is 5 million USDT/USDC, and the limit for certified institutions can be raised to 10 million.
Summary
GUSD provides crypto investors with a low-volatility, transparent, and predictable yield option, backed by low-risk assets such as U.S. Treasury bonds, along with a flexible minting and redemption mechanism, opening a safe and stable financial door for investors in the crypto market.