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Permission Denied: The Case for Open Decentralized Finance
Jamie Dimon wakes up one morning and decides fintech companies are making too much money.
Companies like Plaid are ripping off the banks.
He announces that all fintechs will need to pay banks for customers to access their own data.
Investor confidence plummets, wiping over $10 billion from the market caps of PayPal, Block, and Affirm.
Customers willingly authorize these apps… Nothing is stolen.
Imagine a world where banks and fintechs are built on blockchain rails.
Blockchains serve as public utilities.
No one can arbitrarily decide who accesses what data.
This future is already unfolding.
Open and permissionless finance will ultimately win.
Which side will you be on?