On August 7, 2025, a significant milestone was reached in the history of finance in the United States. A new executive order was officially signed, opening new investment avenues for U.S. retirement savings accounts 401(k). This decision allows pension plans to expand their investment scope into alternative asset classes such as Crypto Assets, private sale, and real estate.

This move marks a significant shift in regulatory attitudes and could also become a key turning point for the mainstream adoption of digital assets. It is worth noting that this decision will impact the nearly $9 trillion retirement market in the U.S., creating tremendous opportunities for alternative investments such as Crypto Assets, which were once considered marginal.
This policy adjustment is not just a simple expansion of the investment scope, but also reflects the financial system's recognition and acceptance of emerging asset classes. This change may trigger a comprehensive restructuring of pension investment strategies, providing investors with more diversified options, while also injecting new vitality into the digital asset market.
However, this decision has also sparked some controversy and concern. Critics argue that introducing high-risk Crypto Assets into pension plans could increase investors' risk exposure. Supporters contend that this diversified investment strategy helps enhance pension returns and meets the needs of investors with different risk preferences.
Regardless, the implementation of this policy will undoubtedly have a profound impact on the financial markets in the United States and globally. It not only changes the landscape of traditional retirement investment but also opens up new avenues for the future development of digital assets. With the rollout of this policy, we may witness the birth of a more inclusive and diverse financial ecosystem.