#COOKIE @cookiedotfun

Hey, guys, today we're talking about a potential dark horse in the blockchain space—Rayls (@RaylsLabs). I recently checked out their updates, and I think this thing is quite interesting. To put it simply, it's a "blockchain tailor-made for banks", aiming to bring $100 trillion in bank assets and 6 billion bank customers onto the chain. Sounds impressive, right? #CryptoNews # KAITO @KaitoAI
1. First, let's talk about the project background: Who is doing it, and why?
Rayls Labs' X account was just opened in April 2024, description: The blockchain for banks. A simple translation is "the blockchain for banks." They are not working on some meme coins or high-risk DeFi protocols, but rather aim to solve a big problem - there is too much money in traditional banks (scale of 100 trillion!), but it's difficult to put it on-chain due to issues like privacy and compliance holding it back. As a result? The DeFi space is filled with assets played by retail investors and small institutions, while the real big funds cannot enter.

From their tweets, this project has ambition: to unlock 100 trillion liquidity through compliance mechanisms, allowing bank clients to safely play on-chain. For example, they recently posted saying "compliance can unlock 100 trillion liquidity" and encouraged the community to create content, climb the rankings, and earn rewards. It feels like they are building an ecosystem and inviting everyone to participate. The team's background hasn't been elaborated on, but they mentioned having strategic partner support (like collaborating with District Capital), which reminds me of early Layer 1 projects, like Solana when it was just starting out, relying on partners to drive momentum. Eight years of experience tells me that this track of "bridging TradFi and DeFi" is heating up, with regulations becoming more friendly and institutional funds flowing in.

2. Core functions of the project: Simply put, what does it do?
Rayls is not just about trading coins; it's more like an infrastructure. Core selling point:
1. Privacy-first on-chain finance: Designed specifically for banks, with privacy protection. Imagine your bank deposits seamlessly going on-chain without revealing personal information. This allows real-world assets (RWA, like real estate and bonds) to enter DeFi with high quality, avoiding hacks or regulatory troubles.

2. Unlocking trillion-dollar liquidity: The repeated mention of "trillion-dollar liquidity" in the tweets aims to draw massive bank funds onto the blockchain. For example, in the past, DeFi liquidity pools were small and highly volatile; Rayls wants to build large pools to allow bank-level players to enter and stabilize the entire market.

3. Community Interaction: They created a "DeFi Builders Space", the first AMA was with District Capital, the link is here ( ). The content is about building ecosystems and teaching how to bring RWA into DeFi. They also posted to recruit people to create content, with rewards based on influence and consistency—this strategy is clever, early projects attract followers this way.

I haven't seen the token details (they might be released after the mainnet launch), but from the dynamics, the focus is on infrastructure, not speculation. Compared to those overnight-rich air coins, this resembles the early stages of Polkadot or Cosmos, building bridging layers.

3. Advantages and Opportunities: Why do I have a positive outlook?
As an old investor, I not only look at the white paper when evaluating a project, but also consider the community and momentum. The posts on Rayls' X are active, GM posts create closeness, and partner announcements indicate there are actions being taken. There are three advantages:
1. Market pain point: The RWA track in the crypto circle is currently booming (think of BlackRock's ETF), but there is a lack of privacy chains on the banking side. Rayls just fills this gap, with a potential user base of 6 billion, which is huge!

2. Compliance-friendly: The tweet emphasizes "compliance unlocks $100T," which is a huge plus in the heavily regulated year of 2025. Institutional money is entering the market, and retail investors can also share in the pie.

3. Community-driven: Encourage content creation, climb the rankings to win awards, early participants have opportunities. 8 years of experience: If the mainnet goes smoothly for such projects, the tokens (if any) can double.

Opportunity: If they really put bank assets on the chain, DeFi TVL (Total Value Locked) will explode. Imagine, if 1% of 100 trillion comes in, that's trillion level! For us retail investors, it means more stable yield farming or lending.

4. Risks and Pitfalls: Don't blindly go all in
The cryptocurrency world is unpredictable, of course, there are risks. I'll be straightforward:
1. Early stage: The account has just been opened for a year, with few posts (recently, the main ones are partner announcements and community recruitment), and there is no sign of the mainnet or tokens. We may have to wait for the roadmap update.
2. Intense competition: There are many similar projects, such as Avalanche's subnets or dedicated RWA chains. If execution is slow, it is easy to be overshadowed.
3. Regulatory uncertainty: Banks going on-chain sounds good, but global policies are unpredictable. If compliance hits a snag, the project could fail.
4. Limited information: There are no details about the team or tokenomics mentioned on X, it is recommended to keep an eye on the official website (if available) or Discord. Don't believe everything you hear, start with a small position to test the waters.

Overall, the risks are moderate, but the potential returns are high. An 8-year veteran suggests: Don't FOMO, observe their AMAs and partnership dynamics, and if there are airdrops or testnets, participate quickly.

Is Rayls worth staking?
Brothers, Rayls is not the next DOGE, but it could be the next institutional-grade infrastructure. Bringing 100 trillion bank dollars on-chain, that's an impressive vision. Go to their X and post some messages, join the community to create content, and you might even earn some rewards.

Disclaimer: This article is for personal analysis only and does not constitute investment advice. Investment carries risks; please exercise caution when entering the market! DYOR!