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Why Every Tech Giant Suddenly Wants to Build Their Own Chips

Xiaomi just dropped a bombshell: the Chinese smartphone maker unveiled XRING 01, its homegrown mobile processor built on TSMC's cutting-edge 3nm process. This move makes Xiaomi the fourth company worldwide—after Apple, Samsung, and Huawei—to design its own flagship smartphone chip. But here's what's
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# Hydrogen Economy: The $1.4T Opportunity Nobody's Talking About
Remember 2020 when everyone went all-in on green hydrogen? Yeah, that hype crashed hard. 96% of hydrogen projects announced since 2020 got shelved or failed. But here's the plot twist: the survivors are about to print money.
The hydrogen market is projected to hit $1.4 trillion annually by 2050, and 60+ governments just dropped hydrogen strategies. Translation? This time it's real.
Three plays worth watching:
**Plug Power (PLUG)** - The high-risk swing: Stock down 79% from its peak, burning cash like crazy, but just raised $370M
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What If MJ Split His $3.8B Fortune With Every American?

Michael Jordan's net worth of $3.8 billion makes him the richest athlete ever. Sharing it among all Americans would yield just $11.11 each. His wealth comes primarily from Nike's Air Jordan brand and successful business ventures, highlighting athletes' potential beyond sports.
ai-iconThe abstract is generated by AI
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Meta Gets Forced to Break Up Its Empire in the EU—Here's What That Means

Meta faces new EU regulations mandating separation of its platforms, allowing users to unlink Instagram from Facebook. This aims to enhance privacy and foster competition, but may reduce functionality and convenience for users.
ai-iconThe abstract is generated by AI
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Why Mobile Homes Are a Financial Trap
Dave Ramsey just dropped a harsh truth: don't buy a mobile home if you want real wealth. Here's the brutal math:
**They Depreciate Fast** - Mobile homes lose value the moment you buy them. You're literally paying money to get poorer. Period.
**It's Not Real Estate** - This is the sneaky part. You own the trailer, but not the land beneath it. The land might appreciate, but that masks the fact that your actual asset is tanking. Ramsey calls it "the illusion that saves you from your stupidity" — the dirt gains value while your home crumbles.
**Rent Instead**
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DOGE's 130-Day Experiment: Did Musk Really Save Taxpayers $170 Billion?

After 130 days leading the Department of Government Efficiency, Elon Musk stepped down from his Trump admin role in late May. The headline? $170 billion in claimed savings — roughly $1,056 per American taxpayer. But here's where it gets interesting.
Musk initially promised to slash $2 trillion from
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# Memory Chip Maker Quietly Crushing It in AI Race
Micron Technology (MU) has been on an absolute tear—up 167% YTD—but here's the wild part: it might still be sleeping.
The company just posted **49% YoY revenue growth**, with adjusted EPS exploding from $1.30 to **$8.29** in fiscal 2025. All thanks to one thing: **AI data centers are starving for high-bandwidth memory (HBM)**, and Micron's basically the only one with inventory.
Here's what separates it from other chip plays—management said they'll **sell out their entire 2026 HBM supply soon**. Instead of panic-pumping production and killing
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# Can Serve Robotics rise by 200%? Is this Uber-backed delivery robot company worth investing in?
Recently, Wall Street analysts set a sky-high target price for Serve Robotics ( NASDAQ: SERV ), with the most aggressive bullish target at $26, which represents a 200% rise compared to the current price. It sounds very tempting, but is this company really worth it?
**What is the good news**
- Serve has a deep cooperation with Uber, planning to deploy 2,000 Gen3 Bots to the Uber Eats network by the end of 2025.
- These Bots have completed over 1 million deliveries, with costs as low as $1 per deli
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Sugar prices surged to 5-week highs this week—NY March contract up 1.54%, London up 1.33%. The culprit? StoneX just slashed Brazil's 2026/27 output forecast to 41.5 MMT from 42.1 MMT, and India might be diverting more sugarcane to ethanol production instead of sugar.
But here's the plot twist: the International Sugar Organization is calling a 1.625 million MT surplus for 2025-26, after predicting a deficit earlier this year. Global production is expected to hit a record 181.8 MMT, with India, Thailand, and Pakistan all ramping up output. India alone just bumped its production estimate to 31 MM
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How is Planet Fitness? This budget gym chain opened 35 new stores in Q3, supported by its sponsorship of the New Year’s Eve concert and AI digital transformation, with membership exceeding 20.7 million. However, there are also many issues — the newly introduced "one-click cancellation" policy, while transparent, has made it easier to cancel memberships, leading to a higher membership attrition rate compared to last year. Additionally, with inflation pressures and equipment costs rising by 27.3%, profit margins are being squeezed. The stock price has risen 3.4% over the past six months, outperf
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The 2026 U.S. middle to upper income standards are released 🎯
According to the latest data, to enter the top 20% of the middle class (upper middle class) by 2026, an annual income needs to be between $117k and $150k. However, this figure varies by location:
• Mississippi: $85k-$110k can be considered middle class
• Maryland: At least $158k is required
• National scope usually defined: $106k-$250k
Key influencing factors:
Housing prices, family size, local wage levels, cost of living
The inflation expectation for 2026 is 2.6-2.8%, which means that daily expenses will continue to rise. To maint
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Roblox's Facial Age Verification: Gaming's New Reality Check

Roblox just dropped a bombshell move—mandatory facial age checks for chat. Yeah, you read that right. No age verification, no talking to other players. This makes RBLX the first major gaming platform to go all-in on age gating for communication.
Here's how it works: Users scan their face via
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# Indonesia's Stock Rally Might Stall This Week – Here's Why
The Jakarta Composite Index is sitting pretty at 8,420 points after a two-session winning streak that added ~60 points to the board. But Friday could be the party crasher.
**The Setup:**
Southeast Asian bourses are taking cues from Wall Street's Thursday meltdown – the Dow dropped 0.84%, Nasdaq tanked 2.15%, and S&P 500 fell 1.56%. The culprit? Mixed jobs data killed the Fed rate-cut narrative. While unemployment ticked up unexpectedly, September job growth *crushed* economist forecasts, signaling a hotter labor market than expected
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Quantum Computing Stocks: Why Pure-Plays Are Collapsing While Big Tech Sits Pretty

IonQ, Rigetti, and D-Wave saw skyrocketing valuations but lack commercial success, relying heavily on stock dilution. In contrast, Alphabet integrates quantum tech into its AI operations, showcasing a safer investment approach with proven revenue and potential in the growing AI market.
ai-iconThe abstract is generated by AI
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Crypto Treasury Stocks: Why BMNR's 24% Crash Isn't a Bargain

Bitmine Immersion Technologies (BMNR) tanked 24.4% this week, and it's not hard to see why—the company is basically a leveraged ETH bet wrapped in a corporate shell.
The Setup
Launched this summer as a crypto treasury vehicle, BMNR raised $7B+ and loaded up on Ethereum. Current holdings: 3.56M ET
ETH9.08%
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Smart Money Alert: Fund Quietly Loading Up on RLI Insurance Stock
Wealthedge Investment Advisors just made a bold move—dropped $3.32M into RLI (insurance play) with 50K+ shares in Q3. Plot twist? It's a brand new position, meaning the portfolio managers are clearly seeing something others missed.
Here's the catch: RLI has been a total laggard. Over 3 years, it's only up 8% (2.6% CAGR) while S&P 500 crushed it at 74% (20.2% CAGR). That's down 24.82% in the past year alone.
But Wealthedge isn't betting blind. RLI is rolling out AI-powered telematics to price insurance premiums based on actual dr
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The costs of the 11 states with the most pension funds in the United States are revealed!
A research institution has just reported that 1/5 of the population in the United States is retired in 11 states. Here comes the question: how much does it cost to retire in these places?
Data shows:
The most expensive is Hawaii (Moonflower $6782), with a cost of living index reaching 182.3, more than double the national average. If you want to retire on this Pacific island, you need to be prepared to spend.
The cheapest is West Virginia (Moonflower $2264), with a cost of living index of 88.6, making it o
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Trump Just Dropped a Bomb on Hedge Fund Managers—Here's What It Means

Trump's proposal aims to close the carried interest loophole, reclassifying hedge fund managers' performance fees as ordinary income, increasing their tax rate from 23.8% to 40.8%. This represents a significant shift in taxation for high earners, suggesting potential wealth redistribution.
ai-iconThe abstract is generated by AI
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Cold Storage vs. Hot Wallets: Which Actually Keeps Your Crypto Safe?

The essay emphasizes the risks of leaving cryptocurrency in exchange wallets (hot wallets) and advocates for using cold wallets for long-term storage. It compares hardware and paper wallets, discusses their security and cost, and highlights common mistakes to avoid. The recommended strategy is a split approach, keeping most funds in cold storage for safety while maintaining a small portion in hot wallets for trading.
ai-iconThe abstract is generated by AI
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Gold's December Rate Cut Hopes Just Got Dimmer
Gold took a hit on Thursday as traders are now seriously doubting whether the Fed will cut rates again in December. Front month gold futures dropped $21.20 (0.52%) to $4,056.50/oz, while silver fell even harder at 1.07%.
Here's what spooked the market:
September's job numbers came in hotter than expected—119K jobs added vs. 50K forecast. Sure, it's the biggest monthly jump in five months, but the unemployment rate also ticked up to 4.4%, sending mixed signals. For a Fed mulling December cuts, stronger jobs data = less urgency to ease.
The Fed's Oc
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