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How far can someone earning 5000 per month truly be free?
With 1800 for rent, 3200 remains after deductions. Now consider these fixed expenses: 50 for internet, 200 for clothing, 60 for utilities and property fees, 1200 for meals—leaving about 1690 each month. Sounds good?
The problem is, life never follows a predictable pattern.
What could happen within a month? A traffic police ticket for electric bike costing 20; a stolen battery, costing 700 to replace; being late to work and getting a 100 deduction—these unexpected events can wipe out the already limited savings by the end of the month.
Some call this the "cut-off line," referring to that feeling of being pushed to the limit by life, with no resistance. Income is essentially locked by fixed expenses, leaving no buffer to handle surprises. At such times, any sudden expenditure can cause the entire financial system to collapse.