Two Growth Stocks Positioned to Outpace the S&P 500 Through 2035

Key Takeaways

• Fiverr and SoFi Technologies each possess distinct advantages to capitalize on emerging market trends over the coming decade
• Both companies face headwinds, yet structural tailwinds suggest sustained outperformance potential
• Long-term investors should evaluate these opportunities against broader market benchmarks

The Case for Beating Market Averages

The S&P 500 has historically delivered reliable returns across extended timeframes. Yet investors seeking alpha—returns exceeding broader index performance—must identify companies positioned at the intersection of innovation and market demand. Two candidates warrant serious examination: Fiverr International and SoFi Technologies, each riding distinct secular trends through 2035.

Fiverr: Capitalizing on the Distributed Workforce Revolution

Fiverr operates at the nexus of two unstoppable forces: the proliferation of remote work and the explosion of artificial intelligence adoption. The platform’s business model—connecting service providers with organizations seeking specialized talent—has evolved substantially since the early pandemic period.

Despite moderating revenue growth from pandemic peaks, Fiverr achieved profitability, signaling operational maturity. The real inflection point emerges from AI-driven demand. Small and mid-market enterprises lacking resources to build internal AI expertise increasingly turn to freelance specialists available on Fiverr’s marketplace. This represents a structural, not cyclical, opportunity.

The gig economy’s maturation suggests accelerating adoption. Companies previously skeptical of external talent now embrace flexible workforce models. Fiverr’s fee-based intermediary position captures value across this transition without bearing employment costs.

SoFi Technologies: Digital Banking’s Growth Trajectory

SoFi Technologies exemplifies fintech’s evolution from startup disruptor to scaled competitor. The digital-first bank has demonstrated resilience while expanding its membership base and service offerings.

Three structural advantages compound over the decade ahead. First, younger demographics—digital natives expecting seamless app-based experiences—represent a massive addressable market largely underserved by traditional institutions. SoFi’s online-only model aligns perfectly with these preferences.

Second, the company historically expands its ecosystem methodically. Recent forays into cryptocurrency trading and international payments illustrate this pattern. Each new service deepens member stickiness and increases lifetime value through cross-selling.

Third, SoFi generates revenue through lending, deposits, advisory services, and emerging fintech features. This diversification reduces reliance on any single business line.

Economic downturns present genuine risks—lending portfolios contract during recessions. Yet over a 10-year horizon, multiple cycles occur, and structural banking trends favor digital providers.

Historical Precedent: When Picking Winners Matters

The Motley Fool’s Stock Advisor service identified Netflix in December 2004 and Nvidia in April 2005. A $1,000 investment in each at recommendation points would have grown to $513,353 and $1,072,908 respectively. These weren’t anomalies—Stock Advisor’s 965% average return substantially exceeds the S&P 500’s 195% historical performance.

This historical context illustrates why identifying emerging winners during their growth phases creates meaningful wealth differentiation. Neither Fiverr nor SoFi Technologies appeared on Stock Advisor’s most recent top 10 list, yet their catalysts warrant investor consideration for long-term portfolios.

Investment Framework for 2035

Beating major market indices requires conviction in structural tailwinds and tolerance for interim volatility. Both Fiverr and SoFi Technologies embody emerging market dynamics—gig economy acceleration, fintech penetration, AI integration—that should persist through the coming decade. Whether you build positions in either security deserves careful analysis aligned with your risk tolerance and investment timeline.