Gate Residual Coin Treasure: The top choice for high-yield financial management, seize year-end opportunities to increase BTC, ETH, and USDT value

While the annualized return of traditional bank wealth management hovers around 3%, Gate YuBiBao’s flexible savings for USDT already offers an annualized yield of 10.38%. Some limited-time fixed-term products even reach a combined annualized return of up to 34%. The world of digital currency is never short of opportunities, but to keep idle assets generating steady and reliable income, a trustworthy tool is needed. Gate YuBiBao was created for this purpose. By the end of 2025, this innovative wealth management product has managed over $2.8 billion in funds, becoming a trusted digital asset appreciation engine for millions of users.

Highlights: Limited-Time High-Yield Mainstream Coins

Entering December, Gate YuBiBao launched an attractive limited-time wealth management campaign, providing a clear value-added window for users holding mainstream coins. During December, users participating in 7-day fixed-term investments with BTC or ETH can enjoy up to 10% annualized bonus rewards. This results in a maximum combined annualized yield of 10.28% and 11.9% respectively, far exceeding the market average.

Rewards for this activity are distributed daily in equivalent activity tokens (RLS and NESS). The platform has set up reward pools of 1,000,000 RLS and 750,000 NESS for BTC and ETH activities respectively, on a first-come, first-served basis.

Core Products: Flexible and Diverse USDT Wealth Management Matrix

In addition to the limited-time campaigns targeting mainstream cryptocurrencies, Gate YuBiBao’s USDT wealth management matrix remains its core for attracting funds year-round. The product design caters to investors with different risk preferences and liquidity needs, from flexible savings to high-yield fixed-term products, offering a rich selection. Currently, the annualized yield for USDT flexible savings remains at 10.38%. For users willing to lock in short-term funds for higher returns, fixed-term products are even more attractive.

The table below summarizes the yield of some USDT fixed-term products:

For new users using YuBiBao for the first time, the platform also offers exclusive benefits: subscribing to 7-day fixed products with USDT, BTC, or ETH can enjoy 100% annualized interest rate bonus.

Ecosystem Engine: Recent Performance and Outlook of Platform Token GT

As the core link of the Gate ecosystem, the value of the platform token GT is closely tied to the development of products like YuBiBao. Holding GT not only grants discounts on trading fees but also provides additional benefits such as extra yield bonuses in products like YuBiBao.

According to the latest market data as of December 26, GT’s price is $10.29, down 0.96% in the past 24 hours. Some market analyses based on technical indicators provide short-term forecasts. For example, some believe that if GT can break through the resistance level of $3.00, it may advance toward $4.00. Based on user consensus data summarized by Gate, market sentiment remains cautiously optimistic about GT’s long-term prospects, with predictions that its price could reach around $11.17 by 2026 and possibly grow to approximately $13.58 by 2030.

Participation Guide: Three Steps to Start Using YuBiBao Wealth Management

Participating in Gate YuBiBao’s wealth management activities is straightforward, whether via the official website or mobile app. Step one: identify the product. After logging into your Gate account, find the “YuBiBao” entry on the homepage or in the wealth management section to browse all flexible, fixed-term, and current limited high-yield products. Step two: subscribe to assets. Select your preferred product (e.g., “BTC 7-Day Fixed Wealth Management”), click “Subscribe Now,” and enter the investment amount. Note that the reward pool for limited-time activities has a total cap. Step three: wait for returns. After successful subscription, assets enter a lock-up period (for fixed-term products). During this time, basic yields and activity rewards accrue and are distributed according to the rules. Upon maturity, principal and earnings are automatically returned to your account.

Gate YuBiBao uses an intelligent matching mechanism to pair users’ lending assets with the platform’s borrowing needs. The interest income actually comes from the fees paid by borrowers.

When the first rays of digital sunlight shine into the Gate exchange, YuBiBao’s smart contracts have already begun calculating interest for over 2.8 billion USD worth of digital assets worldwide. A few hours ago, the 1 BTC just deposited has found a borrower in the lending market, generating returns at an annualized 10.28% comprehensive rate. Meanwhile, millions of USDT are quietly circulating in the flexible pool, continuously appreciating at an annualized rate of 10.38%. Security of funds is the foundation of wealth management. As one of the first mainstream trading platforms globally to publicly commit to 100% reserve proof, Gate provides an underlying safeguard for YuBiBao’s assets.