A friend who trades recently dug up his asset statements from the past three years and found something a bit ironic.

"Three years of trading, countless ups and downs, and the biggest gains actually came from the government bonds and Bitcoin I casually bought three years ago. These two assets just sat there most of the time, untouched," he said, shaking his head.

This hits the pain point for every investor. The assets we favor most are often the least liquid. Our most frequent trades tend to have the average performance.

The problem lies here—if you buy government bonds, you get an annualized return of 5%, but you have to hold until maturity. If you accumulate Bitcoin, you believe in long-term appreciation, but what if you need cash urgently in the middle? Sell the bonds? Not only is the process slow, but you also waste the interest. Sell Bitcoin? You might regret missing the next big market move. Traditional finance always teaches us to choose one—either fish or bear’s paw, you can't have both.

But now, a new approach has emerged.

The core logic is straightforward: pledge your assets (like government bond tokens, Bitcoin, etc.) on a blockchain protocol, which in a few minutes issues an equivalent amount of stablecoins. Holding stablecoins, you can freely invest, spend, and seize any sudden opportunities. Meanwhile, your original pledged assets remain there, continuing to appreciate and generate returns.

From another perspective—it's like mortgaging your house to a bank for a loan, but you still live in the house. If the property value rises, you benefit. On the blockchain, this entire process takes just a few minutes, is fully transparent, and has no lengthy approval procedures like banks.

This design directly addresses the pain points of traditional asset management. Liquidity and yield are no longer mutually exclusive. You can have both—assets idle and earning interest on one side, while maintaining enough flexibility to capture market opportunities on the other. For investors who believe in both long-term value storage and short-term agility, this indeed opens up new possibilities.