2025-12-30 04:25:32

Every fluctuation in the cryptocurrency market attracts predictions from various analysts, and recently a report from Standard Chartered has stirred the community again. Their Global Head of Digital Asset Research, Geoff Kendrick, released a new price forecast involving two major mainstream coins, Bitcoin and XRP.

Let's start with Bitcoin. Standard Chartered has been a die-hard supporter of Bitcoin. Earlier this year, Kendrick predicted that BTC would surge to $200,000 by the end of 2025. But reality has often been a slap in the face; Bitcoin has fallen about 27% from its October high, forcing Standard Chartered to adjust its strategy. The latest forecast is as follows: around $100,000 by the end of 2025, rising to $150,000 in 2026, and reaching $225,000 by 2027. Although this is a significant reduction from the previous lofty target of $400,000, this outlook is still considered relatively optimistic in the market.

Why such a big adjustment? Kendrick explains that recent market conditions are not ideal. Tight liquidity and uncertain interest rate cut expectations have dampened investors' risk appetite. More painfully, he believes that institutional holders may not be able to hold on, and future Bitcoin price increases will increasingly depend on ETF inflows.

As for XRP, Standard Chartered is also quite optimistic, expecting it to rise to $10.4. Although Kendrick has become somewhat bearish on Bitcoin's long-term prospects, they still believe that the gradual clarity in regulation will be a key driver for this round of market momentum. Simply put, they are waiting for the wind to come.

BTC-2.01%

XRP-1.73%

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

5 Likes

Reward
5
4
Repost
Share

Comment

0/400

ColdWalletAnxiety

· 4h ago

Changed the forecast again? These people really change their minds as soon as they think of something. --- From 200,000 to 100,000, the slap in the face is strong. When institutions can't hold up, they just dump on retail investors? --- Waiting for the wind? Probably just waiting for the chives to be harvested haha. --- XRP to $10? First, see how much Kendrick will change it to next time. --- Is tight liquidity just an excuse? Honestly, it's just that they can't predict accurately. No matter how good the prediction sounds, holding (HODL) yourself is more stable. --- If those institutions really run away, it will be even harder for us small retail investors... --- 22.5K? Will I live to see it? Just want to ask.

View OriginalReply0

GmGnSleeper

· 4h ago

Standard Chartered's recent prediction was so conservative, basically it got called out by the market—$200,000 down to $100,000, I can't stop laughing. Are institutions losing their support? Then us retail investors should have already started to exit. XRP reaching $10.4 is fine, I still reserve judgment on Bitcoin. Waiting for the wind? Has the wind come? What's the weather like now? Cut from 400,000 to 225,000, the banker's prediction changed so quickly. If liquidity is tight, just say it directly, no need to beat around the bush. ETF to rescue the market, here we go again, relying on institutions to support us. Still trusting Standard Chartered's prediction this time? I don't believe it anymore. The rate cut expectations are now blurry, who the hell dares to hold heavy positions? Forget it, I'll just wait for news on XRP. Bitcoin is too uncertain right now.

View OriginalReply0

NFTArtisanHQ

· 4h ago

honestly kendrick's just doing the classic institutional pivot—call the moon, miss spectacularly, then rebrand it as "recalibration." the paradigm shift here isn't in btc's price trajectory but in who's actually holding the bags now. institutions wavering while retail gets liquidated... there's something almost poetic about that power dynamic, no?

Reply0

DEXRobinHood

· 4h ago

Standard Chartered's recent forecast adjustment is too outrageous, directly slashing from 400,000 to 225,000. Such a large gap indicates that institutions are starting to panic too. --- It's the same old trick of institutions cutting the leeks, hyping up then devaluing, and in the end, retail investors still have to pick up the pieces. --- Come on, talking about liquidity crunches sounds nice, but isn't it just that no one is willing to buy? --- I believe in the figure of XRP, but the long-term outlook for Bitcoin is being pessimized? That's the real point, everyone. --- Waiting for the wind? Brother Feng, it's faster to wait for me to cut another round of meat. --- Institutions can't hold up? Then retail investors must hold even more firmly and not be scared away. --- The report from Standard Chartered Bank is really of limited reference value now; what was said last year is contradicted this year. --- Interesting, the XRP forecast of $10.4 is quite aggressive.

View OriginalReply0