That sensational news in the crypto world, "400,000 BNB Ancient Whale Awakens," I'm sure everyone has seen it. The discussions are overwhelming—some are watching to see if he will dump, while others are mocking him for earning 4000 times over in 8 years.

But there's a overlooked detail here, and I was genuinely surprised when I uncovered it—this guy is actually borrowing money to get by.

Sounds crazy, right? A super billionaire worth billions of dollars, actually going to borrow?

At first glance, it sounds like a joke, but once you understand it, you realize it's the play of top-tier capital. He's using a protocol known on-chain as the "Prince and Protector."

Let's break down how this whale does his accounting. Holding 400,000 BNB, now wanting to improve his life and buy a nice property, what should he do?

The most straightforward approach? Sell 10,000 BNB for stablecoins to buy a house. It sounds reasonable—he gets the house. But there's a cost—he's left with 10,000 fewer coins. If next year this coin rises to $1,000 each, he's effectively losing several hundred million. Even more painful is that with 10,000 fewer coins, his future liquidity mining rewards will shrink. For a whale, selling assets is like cutting flesh.

So what do smart people do? They don't sell at all. They collateralize their coins and borrow money directly from the protocol. This way, they retain the potential for appreciation while unlocking liquidity to address urgent needs. Think of it this way—using future growth potential to exchange for current liquidity; it's a profitable trade.

This is why those who truly understand finance will never sell their core assets at a low price.