To survive longer in the crypto world, you need to learn how to balance. Chasing short-term gains is easy to fall into traps, while holding onto long-term positions blindly can cause you to miss market opportunities. The true winners focus on one thing: splitting their funds and managing them separately.

**How to divide your funds? The 70/30 rule is key**

70% for foundational positions. Only buy top-tier coins like BTC and ETH, unless the project encounters issues or the market greed index skyrockets above 90, then you can consider adjusting. This is your confidence to withstand bull and bear markets and your leverage to turn around.

30% for trial-and-error trades. Capture swings, trade hot spots, with a simple goal—use the profits to increase your long-term holdings. Keep single trade positions below 5% (for a $5,000 account, that’s $250 per trade), so even if you lose everything, it’s not a big deal. Most importantly: never mix these two parts of your funds, or both will suffer.

**How to operate in the short term? Be quick and nimble, take profits when the time is right**

Short-term trading isn’t about getting rich overnight, but about steadily supplementing your holdings. Only pursue logical opportunities—for example, when BTC is supported by the 200-day moving average, or ETH shows clear technical breakthroughs. Set stop-losses at 3%-5%, and cut losses when hit; don’t be greedy with take profits—exit at 8%-10%. Limit yourself to no more than 3 trades per week, take profits and withdraw profits, don’t expect to get rich overnight.

**How to endure long-term? Choose the right targets and don’t make reckless moves**

The core of long-term investing is patience. Either choose mainstream coins with real applications and transparent teams, or buy compliant products like GBTC. Never touch small-cap concept coins (which can rise 10x in a bull market but fall 99% in a bear market). Build positions gradually in 3-6 installments—for example, invest 500 yuan monthly in BTC, and add another 200 yuan if it drops 10%. After building your position, check the market once a month; obsessively watching the market can lead to rash decisions. Use a 1-3 year cycle, and rely on patience to get through.

**How to complement short-term and long-term strategies? Play to their strengths**

Profits from short-term trades can be used to increase long-term holdings. For example, earn 300 yuan, withdraw 200 yuan, and add it to your long-term position to expand your chips. Conversely, your long-term holdings serve as a mental cushion, helping you stay calm and avoid rushing to leverage.

The biggest risk in crypto is extreme strategies. The 70% long-term foundation and 30% short-term trial framework can help most people avoid pitfalls. It’s not about who makes the fastest money, but who survives the longest. Balancing short-term and long-term strategies will enable you to outperform 80% of others.