The secret to seasoned investors' allocation strategies is actually just a few points:

During economic downturns, bonds are a safe haven. When the economy rebounds, stocks present opportunities. When interest rates fall, long-term bonds tend to rise; when rates soar, short-term bonds are actually more stable.

In the face of inflation pressure, hold tight to real assets like real estate and commodities. When deflation arrives, cash is king—don't overthink it.

In the crypto world, this logic also applies: during bear markets, it's best to dollar-cost average into BTC to accumulate chips; during bull markets, focus on new concepts and new tracks. When the market is hot enough to burn, reduce positions—don't be greedy. When the market is freezing to the bone, it's the perfect time to stagger your entries.

Once global situations become turbulent, gold is always the ultimate safe haven. This methodology has stood the test of time because it follows the simplest cyclical laws.