2026-01-07 07:36:03

XRP performed well at the start of 2026, with a 25% increase year-to-date, continuing to lead among mainstream cryptocurrencies. According to the latest forecast report from Standard Chartered Bank, XRP is expected to break through the $8 mark by the end of 2026, representing a breakthrough growth compared to its historical high of $3.84.

Recently, XRP's strong performance is also reflected in its ranking — it has successfully surpassed BNB to become the third-largest cryptocurrency globally. What are the driving forces behind this round of market momentum? CNBC has outlined several key factors: First, the application scenarios of XRP in cross-border payments and settlements are expanding, which has always been its core value proposition; second, the regulatory environment is improving — the ongoing resolution of the lawsuit with the U.S. Securities and Exchange Commission has cleared obstacles for the development of the XRP ecosystem. The combination of these two major positive factors has led to a reassessment of XRP's long-term prospects.

XRP-7.73%

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WalletDoomsDay

· 15h ago

Standard Chartered's $8 prediction... Just listen, I don't really believe it anyway. XRP should have surpassed BNB long ago; its technical strength is there, but it's just been held back by regulation. Regulatory resolution is the real core issue; only now is it beginning to unleash its potential. A 25% increase? It still has room to grow. Let's see how much it can reach by the end of the year. Cross-border payment scenarios are increasing, and this is the true bloodline of XRP.

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NotFinancialAdvice

· 01-07 07:54

8 bucks? We can look forward to it --- XRP has finally turned around, it was about time --- Another prediction from Standard Chartered, is this one reliable... --- Is regulatory easing really that crucial? --- I didn't expect to surpass BNB, haha --- The cross-border payment concept is heating up again --- A 25% increase isn't much, looking forward to what's next --- Still need to wait for practical applications to come through --- The regulatory lawsuit has finally come to an end --- The three major coins are indeed impressive

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ImpermanentSage

· 01-07 07:51

8 dollars? Come on, who would believe that prediction? --- XRP surpassing BNB, I don't see it happening. Where did the data come from? --- Regulatory good news is real, but claiming $8 is a bit exaggerated. --- A 25% increase is indeed impressive, but it feels like this market rally is a bit fake. --- Expanding cross-border payment scenarios? Specifically, where has it expanded? Can you give an example? --- It's either Standard Chartered or CNBC, why does it feel like they're both just hyping? --- The resolution of the SEC dispute is confirmed, XRP's recent rise is well-deserved. --- Is it really moving up to the third largest? Looking at XRP in my wallet, it doesn't seem to have risen that much. --- Wait, isn't the all-time high even higher? When was 3.84? --- This market rally of Uniswap depends on whether it can hold, feels like everyone is chasing the high.

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CryingOldWallet

· 01-07 07:51

8 yuan? Standard Chartered's prediction is too optimistic. Why do I feel like I'm about to get cut again... XRP has really turned around, surpassing BNB — it's the first time I've seen this. The regulatory positive news is real, but the cross-border payment part... how many years have we been talking about this? Wait, if it really hits $8, I'll just lie down. I'm just waiting now.

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ForkTongue

· 01-07 07:41

Rise to $8? That prediction from Standard Chartered is a bit outrageous, but it's definitely a good thing that the regulatory issues have been resolved.

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