Global major banks are taking action again, this time with tokenized deposits.

【Blockchain Rhythm】On January 10th, there was a significant development—one of the top global banks announced the launch of tokenized deposit services. In simple terms, your bank deposits can now circulate on the blockchain in digital form.

The logic behind this is quite clear: funds in bank accounts are mapped to digital assets on the chain, allowing customers to directly use them for collateral, margin trading, and other operations, with much faster payment speeds. What’s even more interesting is that banks are also pushing for 24/7 operations—that is, the traditional 9-to-5 financial hours are being broken by around-the-clock services.

This is no longer the first large financial institution to do so. Since last year, more and more top global banks have been accelerating their layout in the digital asset field. Terms like tokenization and on-chain clearing are shifting from niche discussions to mainstream financial practical solutions. This reflects a trend: the integration of traditional finance and blockchain is no longer just conceptual hype but involves real investments and technological implementation.