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Recently, with the global situation so tense, honestly, I don't feel very confident. The tug-of-war between major powers is like a sword that could fall at any moment. Once a conflict erupts, financial markets can turn on a dime. That's when I realize that betting all chips on peace is the most naive idea.
We ordinary retail investors can't change the world, but we can protect our assets well. During this period, I’ve noticed that the more unstable times are, the clearer it becomes which assets are reliable and which are just air. Coins that rely solely on concepts and lack real cash flow tend to crash at the slightest disturbance, running away quickly.
On the other hand, projects with actual income sources are quite stable. They don't depend on external circumstances but are supported by each loan interest and staking yield. The protocol continues to operate normally, and your earnings grow second by second. This kind of certainty is more valuable than anything else.
The core logic is this: you can't just hold BNB or ETH passively. By staking them, you earn staking rewards, and at the same time, generate stablecoins to lend out and earn a second layer of interest. This double-layer income structure effectively adds double protection to your assets.
In terms of efficiency, there's no doubt—by collateralizing and lending out stablecoins, you can perform arbitrage with very low costs. This strategy has been repeatedly validated in the industry, and institutions and smart money love to use this move. Even if the market crashes, as long as you control the rhythm, there's still profit to be made.
Strategically, it is positioned on the key track of BNB Chain, doing infrastructure-level work. This ensures it won't be affected by the fluctuations of any single project, significantly enhancing its risk resistance.