The game is rigged.

Average Joe works hard.
He accumulates money.
He buys nice things.
He is happy.
Money is valuable to Joe.
But money has no value. Money can be printed at will. Printed by the elite.
The elite wants Joe working hard. So they won't have to. So they keep on printing.
Printing money ensures Joe's money has less value. Less value makes Joe upset. He works harder to accumulate money.
More money, more value? No -> more printing.
Joe realizes the game is rigged. He realizes money holds no value.
He invests in valuable assets with valueless money. Joe becomes wealthy over time.
Joe works less over time.
Joe becomes less valuable to the elite.
Too many wealthy Joe's, threathen position of the elite. So the elite create a 36% tax on Joe's valuable assets.