Ripple makes a strong push for DeFi organization, XRPL surpasses the milestone of 1 billion USD stablecoin

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Ripple is driving DeFi for institutions as the XRP Ledger records over 1 billion USD in stablecoin transactions monthly, ranking among the top 10 blockchains for real assets (RWA) and building compliant blockchain credit infrastructure.

Ripple's development roadmap focuses on three strategic pillars:

  • Enhanced compliance infrastructure: KYC verification, freezing of violating wallets, secure transaction simulation.
  • Credit market: XRPL 3.0.0 will launch a native lending protocol according to XLS-65/66 standards, expanding on-chain borrowing and lending capabilities at low costs.
  • Privacy: research on zero-knowledge proofs and security multi-purpose tokens (Confidential MPTs) expected to launch in 2026.

Ripple believes that institutional DeFi has moved beyond the experimental stage, becoming a billion-dollar market, and XRPL will serve as a reliable payment layer for both crypto enterprises and traditional financial institutions.

XRP0.73%
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