Most people think of billionaires as tech moguls or hedge fund managers—but here's the plot twist: some of the world's wealthiest people made their fortune just by writing books.
J.K. Rowling leads the pack with a cool $1 billion net worth, making her the first author ever to hit that milestone. The Harry Potter empire alone generated over 600 million book sales and a media franchise worth billions.
James Patterson ($800M) and Jim Davis ($800M) are right on her heels. Patterson cranked out 140+ novels since 1976, while Davis turned a comic strip cat into a global cash cow with "Garfield."
What

Is silver going to To da moon? First Majestic CEO Keith Neumeyer is promoting the target of $100/ounce again. This guy has been shouting since 2017 when the silver price was only $17, and now it has surged to $44 (up over 50% this year).
Core logic: Silver production cannot keep up with demand (EV + solar energy is consuming silver like crazy), he said there is a shortage of 150-200 million ounces each year. But this guy is also quite a smooth talker—he once predicted that the silver price could soar to $1000/ounce.
Interestingly, more and more analysts are on his side. Some even say that $500

The U.S. poverty line for 2025 has been announced: an annual income of $15,650 or less for a single person is considered poor. For a household of four, an annual income of $32,150 or less is also below the poverty line.
Interestingly, the median household income is $75,580 - which is three times the poverty line. But life is tough for the poor: low-income households spend 41.2% of their income on rent (the average is only 33.8%), and food expenses are also over 30% higher.
The latest data shows that the poverty rate in 2023 is 11.1%, with 36.8 million people living below the poverty line. Soci

**1980 vs 2025: Middle-Class Paycheck Reality Check**
Back in 1980, a middle-class family making ~$21k could buy a house, a car, and take vacations on ONE income. Fast forward to today: median income is $80.6k but you need TWO paychecks to afford what one salary used to cover.
Here's the math that'll make you cry:
**Housing**: Home price was 3x income in 1980 ($64.6k). Now? 5x income (~$410k). 🏚️
**Cars**: $7.6k = 1/3 of income back then. Today: $47k+ = half your yearly salary. That's not a car payment, that's a second mortgage.
**Bread & Gas**: 50¢ loaf of bread → $1.87. Gas: $1.19 → $3.05.

# If You'd Put $1K Into CAT a Decade Ago, Here's What It'd Be Worth Now
A $1,000 investment in Caterpillar back in November 2015? That would've turned into $7,737 by late 2024—a 673% gain. Not bad when the S&P 500 only returned 216% over the same stretch.
Why the outperformance? CAT isn't just about bulldozers. As the world's largest construction and mining equipment maker, it's basically a proxy for global infrastructure demand. The company now has 1.5M+ connected assets, 20 brands, and $65B in annual revenue spanning construction, mining, energy, and transportation.
Here's what's supporting

US labor market just dropped October jobs data: +261K new jobs, Private sector hit +233K. Unemployment ticked up to 3.7%, highest since February. Here's the thing though—this is actually the slowest monthly gain since December 2020.
Average hourly earnings climbed +0.4% (beat expectations), but YoY wage growth is cooling to +4.7%. Healthcare led the charge with +53K hires, followed by Professional Services (+43K).
The plot twist? Household Survey showed -328K jobs lost same month—yeah, the data's not playing nice. Labor force participation still lagging at 62.2%, well below pre-Covid levels.