稳定币市场于 2025 年 12 月 12 日达到 3100 亿美元,同比增长约 70%。USDT 与 USDC 合计占据约 80% 的市场活动,多项研究显示,机构对稳定币的使用正在从投机转向实际运营场景,主要用于跨境结算与企业支付。行业分析预测,若大型金融机构更广泛整合,到 2028 年稳定币供应量可能达到 2 万亿美元。(Cointelegraph)

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